{"id":38850,"date":"2023-12-06T08:31:40","date_gmt":"2023-12-06T03:01:40","guid":{"rendered":"https:\/\/atomic-temporary-191761021.wpcomstaging.com\/?p=38850"},"modified":"2026-06-01T02:49:49","modified_gmt":"2026-05-31T21:19:49","slug":"know-the-best-po-saving-schemes","status":"publish","type":"post","link":"https:\/\/marathibana.in\/en_us\/know-the-best-po-saving-schemes\/","title":{"rendered":"Know The Best PO Saving Schemes | PO \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e-2"},"content":{"rendered":"<h2 class=\"wp-block-heading\" style=\"font-size:25px;line-height:1.5\">Know The Best PO Saving Schemes | \u0935\u093f\u0935\u093f\u0927 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e, \u0924\u094d\u092f\u093e\u0902\u091a\u0940 \u0920\u0933\u0915 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u092f\u0947, \u0935\u094d\u092f\u093e\u091c \u0926\u0930, \u0915\u093e\u0932\u093e\u0935\u0927\u0940, \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0915\u093f\u092e\u093e\u0928 \u0935 \u0915\u092e\u093e\u0932 \u0930\u0915\u094d\u0915\u092e.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0917\u0941\u0902\u0924\u0935\u0923\u0941\u0915\u0940\u0924 \u0905\u0928\u0947\u0915 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e\u0902\u091a\u093e \u0938\u092e\u093e\u0935\u0947\u0936 \u0939\u094b\u0924\u094b, \u091c\u094d\u092f\u093e \u0909\u091a\u094d\u091a \u0926\u0930\u093e\u0928\u0947 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0924\u0938\u0947\u091a \u0915\u0930 \u0932\u093e\u092d \u0926\u0947\u0924\u093e\u0924. \u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u0938\u0930\u094d\u0935\u093e\u0924 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u0947 \u092e\u094d\u0939\u0923\u091c\u0947 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930\u091a\u0940 \u0938\u093e\u0930\u094d\u0935\u092d\u094c\u092e \u0939\u092e\u0940 \u0905\u0938\u0924\u0947. \u0935\u093f\u0935\u093f\u0927 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e\u0902\u0938\u0939 \u0935\u094d\u092f\u093e\u091c\u0926\u0930, \u092e\u0941\u0916\u094d\u092f \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u094d\u092f\u0947 \u0906\u0923\u093f \u092b\u093e\u092f\u0926\u0947, \u0920\u0947\u0935\u0940\u091a\u093e \u0915\u093e\u0932\u093e\u0935\u0927\u0940 \u0907\u0924\u094d\u092f\u093e\u0926\u0940\u0902\u092c\u0926\u094d\u0926\u0932 \u091c\u093e\u0923\u0942\u0928 \u0918\u0947\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0935\u093e\u091a\u093e Know The Best PO Saving Schemes.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h3>Table of Contents<\/h3><ol><li><a href=\"#1-\u092a\u094b\u0938\u094d\u091f-\u0911\u092b\u093f\u0938-\u092c\u091a\u0924-\u0916\u093e\u0924\u0947-sb\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 (SB)<\/a><\/li><li><a href=\"#2-5-\u0935\u0930\u094d\u0937\u0940\u092f-\u092a\u094b\u0938\u094d\u091f-\u0911\u092b\u093f\u0938-\u0906\u0935\u0930\u094d\u0924\u0940-\u0920\u0947\u0935-\u0916\u093e\u0924\u0947-rd\">5-\u0935\u0930\u094d\u0937\u0940\u092f \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0906\u0935\u0930\u094d\u0924\u0940 \u0920\u0947\u0935 \u0916\u093e\u0924\u0947 (RD)<\/a><\/li><li><a href=\"#3-\u092a\u094b\u0938\u094d\u091f-\u0911\u092b\u093f\u0938-\u091f\u093e\u0907\u092e-\u0921\u093f\u092a\u0949\u091d\u093f\u091f-\u0916\u093e\u0924\u0947-td-know-the-best-po-saving-schemes\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091d\u093f\u091f \u0916\u093e\u0924\u0947 (TD) <\/a><\/li><li><a href=\"#4-\u092a\u0940\u090f\u092e-\u0915\u0947\u0905\u0930-\u092b\u0949\u0930-\u091a\u093f\u0932\u094d\u0921\u094d\u0930\u0928-\u092f\u094b\u091c\u0928\u093e-2021-know-the-best-po-saving-schemes\">\u092a\u0940\u090f\u092e \u0915\u0947\u0905\u0930 \u092b\u0949\u0930 \u091a\u093f\u0932\u094d\u0921\u094d\u0930\u0928 \u092f\u094b\u091c\u0928\u093e, 2021 <\/a><\/li><\/ol><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-\u092a\u094b\u0938\u094d\u091f-\u0911\u092b\u093f\u0938-\u092c\u091a\u0924-\u0916\u093e\u0924\u0947-sb\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 (SB)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u090f\u0938\u092c\u0940 \u092f\u094b\u091c\u0928\u0947 \u0935\u093f\u0937\u092f\u0940 \u0925\u094b\u0921\u0915\u094d\u092f\u093e\u0924<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u0948\u092f\u0915\u094d\u0924\u093f\u0915 \u0915\u093f\u0902\u0935\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0902\u0935\u0930 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 4.0 \u091f\u0915\u094d\u0915\u0947 \u0935\u094d\u092f\u093e\u091c\u0926\u0930.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0915\u093f\u092e\u093e\u0928 \u0930\u0941. 500<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u092f\u094b\u091c\u0928\u0947\u091a\u0940 \u0920\u0933\u0915 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u094d\u092f\u0947<\/h4>\n\n\n\n<h4 class=\"wp-block-heading\">(1) \u0916\u093e\u0924\u0947 \u0915\u094b\u0923 \u0909\u0918\u0921\u0942 \u0936\u0915\u0924\u0947?<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u090f\u0915\u091a \u092a\u094d\u0930\u094c\u0922<\/li>\n\n\n\n<li>\u092b\u0915\u094d\u0924 \u0926\u094b\u0928 \u092a\u094d\u0930\u094c\u0922 (\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905 \u0915\u093f\u0902\u0935\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092c)<\/li>\n\n\n\n<li>\u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0935\u0924\u0940\u0928\u0947 \u092a\u093e\u0932\u0915<\/li>\n\n\n\n<li>\u0938\u094d\u0935\u0938\u094d\u0925 \u092e\u0928\u093e\u091a\u094d\u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0935\u0924\u0940\u0928\u0947 \u092a\u093e\u0932\u0915<\/li>\n\n\n\n<li>10 \u0935\u0930\u094d\u0937\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0935\u092f\u093e\u091a\u093e \u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u0940 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0938\u094d\u0935\u0924\u0903\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0935\u0930<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u090f\u0915\u0932 \u0916\u093e\u0924\u0947 \u092e\u094d\u0939\u0923\u0942\u0928 \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u0940 \u092b\u0915\u094d\u0924 \u090f\u0915\u091a \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0942 \u0936\u0915\u0924\u0947<\/li>\n\n\n\n<li>\u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0915\u093f\u0902\u0935\u093e 10 \u0935\u0930\u094d\u0937\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0935\u092f\u093e\u091a\u094d\u092f\u093e (\u0938\u094d\u0935\u0924:\u091a\u094d\u092f\u093e) \u0915\u093f\u0902\u0935\u093e &nbsp;\u0905\u0938\u094d\u0935\u0938\u094d\u0925 \u092e\u0928\u093e\u091a\u094d\u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0928\u0947 \u092b\u0915\u094d\u0924 \u090f\u0915 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n\n\n\n<li>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u0947 \u0927\u093e\u0930\u0915\u093e\u091a\u093e \u092e\u0943\u0924\u094d\u092f\u0942 \u091d\u093e\u0932\u094d\u092f\u093e\u0938, \u0939\u092f\u093e\u0924 \u0905\u0938\u0932\u0947\u0932\u093e \u0916\u093e\u0924\u0947 \u0927\u093e\u0930\u0915 \u0939\u093e \u090f\u0915\u092e\u0947\u0935 \u0916\u093e\u0924\u0947 \u0927\u093e\u0930\u0915 \u0905\u0938\u0947\u0932, \u091c\u0930 \u0939\u092f\u093e\u0924 \u0905\u0938\u0932\u0947\u0932\u094d\u092f\u093e \u0916\u093e\u0924\u0947 \u0927\u093e\u0930\u0915\u093e\u091a\u0947 \u0906\u0927\u0940\u092a\u093e\u0938\u0942\u0928 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0915\u093f\u0902\u0935\u093e \u0924\u093f\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0935\u0930 \u090f\u0915\u091a \u0916\u093e\u0924\u0947 \u0905\u0938\u0947\u0932 \u0924\u0930, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0915\u0930\u093e\u0935\u0947 \u0932\u093e\u0917\u0947\u0932.<\/li>\n\n\n\n<li>\u090f\u0915\u0932 \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u0947 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0930\u0941\u092a\u093e\u0902\u0924\u0930 \u0915\u093f\u0902\u0935\u093e \u0924\u094d\u092f\u093e\u0909\u0932\u091f \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u0930\u0935\u093e\u0928\u0917\u0940 \u0928\u093e\u0939\u0940.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0935\u0947\u0933\u0940 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0906\u0939\u0947. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u092c\u0939\u0941\u0938\u0902\u0916\u094d\u092f \u091d\u093e\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u0928\u0947 \u0928\u0935\u0940\u0928 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u091a\u093e \u092b\u0949\u0930\u094d\u092e \u0906\u0923\u093f \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0915\u093f\u0902\u0935\u093e \u0924\u093f\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u091a\u0947 \u0930\u0941\u092a\u093e\u0902\u0924\u0930\u0923 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0915\u093f\u0902\u0935\u093e \u0924\u093f\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u091a\u0947 KYC \u0926\u0938\u094d\u0924\u0910\u0935\u091c \u0938\u093e\u0926\u0930 \u0915\u0930\u093e\u0935\u0947 \u0932\u093e\u0917\u0924\u0940\u0932.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">(2) \u0920\u0947\u0935 \u0906\u0923\u093f \u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0923\u0947<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u0930\u094d\u0935 \u0920\u0947\u0935\u0940 \u0915\u093f\u0902\u0935\u093e \u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0923\u0947 \u0915\u0947\u0935\u0933 \u092a\u0942\u0930\u094d\u0923 \u0930\u0941\u092a\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0905\u0938\u0947\u0932.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0915\u093f\u092e\u093e\u0928 \u0920\u0947\u0935 \u0930\u0915\u094d\u0915\u092e \u0930\u0941. 500 (\u0924\u094d\u092f\u093e\u0928\u0902\u0924\u0930\u091a\u0940 \u0920\u0947\u0935 10 \u0930\u0941\u092a\u092f\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u0915\u092e\u0940 \u0928\u093e\u0939\u0940)<\/li>\n\n\n\n<li>\u0915\u093f\u092e\u093e\u0928 \u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u0930\u0915\u094d\u0915\u092e \u0930\u0941. 50<\/li>\n\n\n\n<li>\u0915\u092e\u093e\u0932 \u0920\u0947\u0935 \u0915\u092e\u093e\u0932 \u092e\u0930\u094d\u092f\u093e\u0926\u093e \u0928\u093e\u0939\u0940.<\/li>\n\n\n\n<li>\u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u0930\u0935\u093e\u0928\u0917\u0940 \u0926\u093f\u0932\u0940 \u091c\u093e\u0923\u093e\u0930 \u0928\u093e\u0939\u0940 \u091c\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0915\u093f\u092e\u093e\u0928 \u0936\u093f\u0932\u094d\u0932\u0915 \u0930\u0941. 500 \u0915\u092e\u0940 \u0939\u094b\u0908\u0932.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u094d\u092f\u093e\u0924\u0940\u0932 \u0936\u093f\u0932\u094d\u0932\u0915 \u0930\u0941\u092a\u092f\u0947 \u0928 \u0935\u093e\u0922\u0935\u093f\u0932\u094d\u092f\u093e\u0938. \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u093e\u091a\u094d\u092f\u093e \u0936\u0947\u0935\u091f\u0940 500 \u0930\u0941. \u0916\u093e\u0924\u0947 \u0926\u0947\u0916\u092d\u093e\u0932 \u0936\u0941\u0932\u094d\u0915 \u092e\u094d\u0939\u0923\u0942\u0928 50 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e\u092a\u0932\u0947 \u091c\u093e\u0924\u0940\u0932 \u0906\u0923\u093f \u0916\u093e\u0924\u0947 \u0936\u093f\u0932\u094d\u0932\u0915 \u0936\u0942\u0928\u094d\u092f \u0930\u093e\u0939\u093f\u0932\u094d\u092f\u093e\u0938 \u0916\u093e\u0924\u0947 \u0906\u092a\u094b\u0906\u092a \u092c\u0902\u0926 \u0939\u094b\u0908\u0932. (Know The Best PO Saving Schemes)<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(3) \u0935\u094d\u092f\u093e\u091c <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0935\u094d\u092f\u093e\u091c \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e 10 \u0924\u093e\u0930\u0916\u0947\u092a\u0930\u094d\u092f\u0902\u0924 \u0906\u0923\u093f \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0905\u0916\u0947\u0930\u0940\u0938 \u0915\u093f\u092e\u093e\u0928 \u0936\u093f\u0932\u094d\u0932\u0915 \u0906\u0927\u093e\u0930\u093e\u0935\u0930 \u092e\u094b\u091c\u0932\u0947 \u091c\u093e\u0908\u0932 \u0906\u0923\u093f \u0915\u0947\u0935\u0933 \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0930\u0941\u092a\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947\u091a \u0905\u0928\u0941\u092e\u0924\u0940 \u0926\u093f\u0932\u0940 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e 10 \u0935\u094d\u092f\u093e \u0906\u0923\u093f \u0936\u0947\u0935\u091f\u091a\u094d\u092f\u093e \u0926\u093f\u0935\u0938\u093e\u0926\u0930\u092e\u094d\u092f\u093e\u0928 \u0936\u093f\u0932\u094d\u0932\u0915 \u0930\u0941. 500 \u091a\u094d\u092f\u093e \u0916\u093e\u0932\u0940 \u0905\u0938\u0932\u094d\u092f\u093e\u0938 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0924 \u0915\u094b\u0923\u0924\u0947\u0939\u0940 \u0935\u094d\u092f\u093e\u091c \u0926\u093f\u0932\u0947 \u091c\u093e\u0923\u093e\u0930 \u0928\u093e\u0939\u0940.<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u093e\u091a\u094d\u092f\u093e \u0936\u0947\u0935\u091f\u0940 \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u0935\u093f\u0939\u093f\u0924 \u0915\u0947\u0932\u0947\u0932\u094d\u092f\u093e \u0935\u094d\u092f\u093e\u091c \u0926\u0930\u093e\u0928\u0947 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0935\u094d\u092f\u093e\u091c \u091c\u092e\u093e \u0915\u0947\u0932\u0947 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0915\u0930\u0924\u093e\u0928\u093e, \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947\u0932\u094d\u092f\u093e \u0906\u0927\u0940\u091a\u094d\u092f\u093e \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u092a\u0930\u094d\u092f\u0902\u0924 \u0935\u094d\u092f\u093e\u091c \u0926\u093f\u0932\u0947 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u0906\u092f\u0915\u0930 \u0915\u093e\u092f\u0926\u094d\u092f\u093e\u091a\u094d\u092f\u093e 80TTA \u0905\u0902\u0924\u0930\u094d\u0917\u0924, \u0938\u0930\u094d\u0935 \u092c\u091a\u0924 \u092c\u0901\u0915 \u0916\u093e\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u0942\u0928, \u0930\u0941. 10,000 \u092a\u0930\u094d\u092f\u0902\u0924\u091a\u0947 \u0935\u094d\u092f\u093e\u091c. \u090f\u0915\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u093e\u0924 \u0915\u092e\u093e\u0935\u0932\u0947\u0932\u094d\u092f\u093e 10,000 \u0915\u0930\u092a\u093e\u0924\u094d\u0930 \u0909\u0924\u094d\u092a\u0928\u094d\u0928\u093e\u0924\u0942\u0928 \u0938\u0942\u091f \u0926\u093f\u0932\u0940 \u091c\u093e\u0924\u0947 (Know The Best PO Saving Schemes)<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(4) \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0916\u093e\u0924\u0947 <\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u0924\u0924 \u0924\u0940\u0928 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0930\u094d\u0937\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0915\u094b\u0923\u0924\u0940\u0939\u0940 \u0920\u0947\u0935 \u0935\u093f\u0921\u094d\u0930\u0949\u0935\u0932 \u0939\u094b\u0924 \u0928\u0938\u0932\u094d\u092f\u093e\u0938, \u0916\u093e\u0924\u0947 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u092e\u093e\u0928\u0932\u0947 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0928\u0935\u0940\u0928 \u0915\u0947\u0935\u093e\u092f\u0938\u0940 \u0915\u093e\u0917\u0926\u092a\u0924\u094d\u0930\u0947 \u0906\u0923\u093f \u092a\u093e\u0938\u092c\u0941\u0915\u0938\u0939 \u0905\u0930\u094d\u091c \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0941\u0928 \u0905\u0936\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u0947 \u092a\u0941\u0928\u0930\u0941\u091c\u094d\u091c\u0940\u0935\u0928 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947. (Know The Best PO Saving Schemes)<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">(5) \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0938\u0941\u0935\u093f\u0927\u093e<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">PO \u092c\u091a\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0935\u0930 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0906\u0939\u0947\u0924<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0924\u0941\u092e\u091a\u094d\u092f\u093e PO \u092c\u091a\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0935\u0930 \u0916\u093e\u0932\u0940\u0932 \u0938\u0941\u0935\u093f\u0927\u093e\u0902\u091a\u093e \u0932\u093e\u092d \u0918\u0947\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940, \u0915\u0943\u092a\u092f\u093e \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092b\u0949\u0930\u094d\u092e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u093e \u0906\u0923\u093f \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u093e.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u091a\u0947\u0915 \u092c\u0941\u0915<\/li>\n\n\n\n<li>\u090f\u091f\u0940\u090f\u092e \u0915\u093e\u0930\u094d\u0921<\/li>\n\n\n\n<li>\u0908\u092c\u0901\u0915\u093f\u0902\u0917 \u0915\u093f\u0902\u0935\u093e \u092e\u094b\u092c\u093e\u0907\u0932 \u092c\u0901\u0915\u093f\u0902\u0917<\/li>\n\n\n\n<li>\u0906\u0927\u093e\u0930 \u0938\u0940\u0921\u093f\u0902\u0917<\/li>\n\n\n\n<li>\u0905\u091f\u0932 \u092a\u0947\u0928\u094d\u0936\u0928 \u092f\u094b\u091c\u0928\u093e (APY)<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0935\u093f\u092e\u093e \u092f\u094b\u091c\u0928\u093e (PMSBY)<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u091c\u0940\u0935\u0928 \u091c\u0940\u0935\u0928 \u091c\u094d\u092f\u094b\u0924\u0940 \u0935\u093f\u092e\u093e \u092f\u094b\u091c\u0928\u093e (PMJJBY) (Know The Best PO Saving Schemes)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u092a: (i) \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u0928\u093f\u092f\u092e 2019  (ii) \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u091a\u0924 \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093f\u092f\u092e 2018<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-5-\u0935\u0930\u094d\u0937\u0940\u092f-\u092a\u094b\u0938\u094d\u091f-\u0911\u092b\u093f\u0938-\u0906\u0935\u0930\u094d\u0924\u0940-\u0920\u0947\u0935-\u0916\u093e\u0924\u0947-rd\">5-\u0935\u0930\u094d\u0937\u0940\u092f \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0906\u0935\u0930\u094d\u0924\u0940 \u0920\u0947\u0935 \u0916\u093e\u0924\u0947 (RD)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0906\u0930\u0921\u0940 \u092f\u094b\u091c\u0928\u0947 \u0935\u093f\u0937\u092f\u0940 \u0925\u094b\u0921\u0915\u094d\u092f\u093e\u0924<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>01.01.2023 \u092a\u093e\u0938\u0942\u0928, \u0935\u094d\u092f\u093e\u091c\u0926\u0930 5.8 % \u092a\u094d\u0930\u0924\u093f\u0935\u0930\u094d\u0937 (\u0924\u093f\u092e\u093e\u0939\u0940 \u091a\u0915\u094d\u0930\u0935\u093e\u0922)<\/li>\n\n\n\n<li>\u0915\u093f\u092e\u093e\u0928 \u0930\u0941. 100 \u092a\u094d\u0930\u0924\u093f \u092e\u0939\u093f\u0928\u093e \u0915\u093f\u0902\u0935\u093e \u0930\u0941. 10 \u091a\u094d\u092f\u093e \u092a\u091f\u0940\u0924 \u0915\u094b\u0923\u0924\u0940\u0939\u0940 \u0930\u0915\u094d\u0915\u092e. \u0915\u092e\u093e\u0932 \u092e\u0930\u094d\u092f\u093e\u0926\u093e \u0928\u093e\u0939\u0940.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u092f\u094b\u091c\u0928\u0947\u091a\u0940 \u0920\u0933\u0915 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u094d\u092f\u0947<\/h4>\n\n\n\n<h4 class=\"wp-block-heading\">(1) \u0916\u093e\u0924\u0947 \u0915\u094b\u0923 \u0909\u0918\u0921\u0942 \u0936\u0915\u0924\u0947?<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u090f\u0915\u091a \u092a\u094d\u0930\u094c\u0922<\/li>\n\n\n\n<li>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u0947 (3 \u092a\u094d\u0930\u094c\u0922\u093e\u0902\u092a\u0930\u094d\u092f\u0902\u0924) (\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905 \u0915\u093f\u0902\u0935\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092c)<\/li>\n\n\n\n<li>\u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0935\u0924\u0940\u0928\u0947 \u092a\u093e\u0932\u0915<\/li>\n\n\n\n<li>\u0905\u0938\u094d\u0935\u0938\u094d\u0925 \u092e\u0928\u093e\u091a\u094d\u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0935\u0924\u0940\u0928\u0947 \u092a\u093e\u0932\u0915<\/li>\n\n\n\n<li>10 \u0935\u0930\u094d\u0937\u093e\u0902\u0935\u0930\u0940\u0932 \u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0938\u094d\u0935\u0924:\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0935\u0930.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u092a: \u0915\u093f\u0924\u0940\u0939\u0940 \u0916\u093e\u0924\u0940 \u0909\u0918\u0921\u0924\u093e \u092f\u0947\u0924\u093e\u0924.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">(2) \u0920\u0947\u0935\u0940 <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0916\u093e\u0924\u0947 \u0930\u094b\u0916\u0940\u0928\u0947 \u0915\u093f\u0902\u0935\u093e \u091a\u0947\u0915\u0926\u094d\u0935\u093e\u0930\u0947 \u0909\u0918\u0921\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947 \u0906\u0923\u093f \u091a\u0947\u0915\u091a\u094d\u092f\u093e \u092c\u093e\u092c\u0924\u0940\u0924 \u091c\u092e\u093e \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u0940 \u0924\u093e\u0930\u0940\u0916 \u0939\u0940 \u091a\u0947\u0915 \u0915\u094d\u0932\u093f\u0905\u0930\u0928\u094d\u0938\u091a\u0940 \u0924\u093e\u0930\u0940\u0916 \u0905\u0938\u0947\u0932.<\/li>\n\n\n\n<li>\u092e\u093e\u0938\u093f\u0915 \u0920\u0947\u0935\u0940\u0938\u093e\u0920\u0940 \u0915\u093f\u092e\u093e\u0928 \u0930\u0915\u094d\u0915\u092e \u0930\u0941. 100 \u0906\u0923\u093f \u0924\u094d\u092f\u093e\u0939\u0942\u0928 \u0905\u0927\u093f\u0915 \u0915\u093f\u092e\u093e\u0928 \u0930\u0941 10 \u091a\u094d\u092f\u093e \u092a\u091f\u0940\u0924.<\/li>\n\n\n\n<li>\u0915\u0945\u0932\u0947\u0902\u0921\u0930 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e 15 \u0924\u093e\u0930\u0916\u0947\u092a\u0930\u094d\u092f\u0902\u0924 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0932\u094d\u092f\u093e\u0938, \u0924\u094d\u092f\u093e\u0928\u0902\u0924\u0930\u091a\u0940 \u0920\u0947\u0935 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e 15 \u0935\u094d\u092f\u093e \u0926\u093f\u0935\u0938\u093e\u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u0947\u0932\u0940 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u0924\u094d\u092f\u093e\u0928\u0902\u0924\u0930\u091a\u0940 \u0920\u0947\u0935 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0936\u0947\u0935\u091f\u091a\u094d\u092f\u093e \u0915\u093e\u092e\u0915\u093e\u091c\u093e\u091a\u094d\u092f\u093e \u0926\u093f\u0935\u0938\u093e\u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u0947\u0932\u0940 \u091c\u093e\u0908\u0932, \u091c\u0930 \u0916\u093e\u0924\u0947 \u0915\u0945\u0932\u0947\u0902\u0921\u0930 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e 16 \u0935\u094d\u092f\u093e \u0926\u093f\u0935\u0936\u0940 \u0906\u0923\u093f \u0936\u0947\u0935\u091f\u091a\u094d\u092f\u093e \u0915\u093e\u092e\u0915\u093e\u091c\u093e\u091a\u094d\u092f\u093e \u0926\u093f\u0935\u0938\u093e\u091a\u094d\u092f\u093e \u0926\u0930\u092e\u094d\u092f\u093e\u0928 \u0909\u0918\u0921\u0932\u0947 \u0905\u0938\u0947\u0932. (Know The Best PO Saving Schemes)<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(3) \u0921\u093f\u092b\u0949\u0932\u094d\u091f <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0924\u094d\u092f\u093e\u0928\u0902\u0924\u0930\u091a\u0940 \u0920\u0947\u0935 \u090f\u0915\u093e \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0935\u093f\u0939\u093f\u0924 \u0926\u093f\u0935\u0938\u093e\u092a\u0930\u094d\u092f\u0902\u0924 \u0928 \u0920\u0947\u0935\u0932\u094d\u092f\u093e\u0938, \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0921\u093f\u092b\u0949\u0932\u094d\u091f \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0921\u0940\u092b\u0949\u0932\u094d\u091f \u0936\u0941\u0932\u094d\u0915 \u0906\u0915\u093e\u0930\u0932\u0947 \u091c\u093e\u0924\u0947, 100 \u0930\u0941\u092a\u092f\u0947 \u092e\u0942\u0932\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0921\u0940\u092b\u0949\u0932\u094d\u091f 1 \u0930\u0941\u092a\u092f\u0947 \u0906\u0915\u093e\u0930\u0932\u0947 \u091c\u093e\u0924\u0940\u0932 (\u0907\u0924\u0930 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 \u092a\u094d\u0930\u092e\u093e\u0923 \u0930\u0915\u094d\u0915\u092e) \u0906\u0915\u093e\u0930\u0932\u0947 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u091c\u0930 \u0915\u094b\u0923\u0924\u094d\u092f\u093e\u0939\u0940 \u0906\u0930\u0921\u0940 \u0916\u093e\u0924\u094d\u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u092e\u093e\u0938\u093f\u0915 \u0921\u093f\u092b\u0949\u0932\u094d\u091f \u0905\u0938\u0947\u0932 \u0924\u0930, \u0920\u0947\u0935\u0940\u0926\u093e\u0930\u093e\u0932\u093e \u092a\u094d\u0930\u0925\u092e \u0921\u0940\u092b\u0949\u0932\u094d\u091f \u0936\u0941\u0932\u094d\u0915\u093e\u0938\u0939 \u0921\u0940\u092b\u0949\u0932\u094d\u091f \u092e\u093e\u0938\u093f\u0915 \u0920\u0947\u0935 \u092d\u0930\u093e\u0935\u0940 \u0932\u093e\u0917\u0947\u0932 \u0906\u0923\u093f \u0928\u0902\u0924\u0930 \u091a\u093e\u0932\u0942 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u0940 \u0920\u0947\u0935 \u092d\u0930\u093e\u0935\u0940 \u0932\u093e\u0917\u0947\u0932.<\/li>\n\n\n\n<li>4 \u0928\u093f\u092f\u092e\u093f\u0924 \u0921\u0940\u092b\u0949\u0932\u094d\u091f\u0928\u0902\u0924\u0930, \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947 \u091c\u093e\u0924\u0947 \u0906\u0923\u093f 4\u0925\u094d\u092f\u093e \u0921\u0940\u092b\u0949\u0932\u094d\u091f\u092a\u093e\u0938\u0942\u0928 \u0926\u094b\u0928 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0924 \u092a\u0941\u0928\u0930\u094d\u091c\u0940\u0935\u093f\u0924 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947 \u092a\u0930\u0902\u0924\u0941 \u092f\u093e \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0924 \u0916\u093e\u0924\u0947 \u092a\u0941\u0928\u0930\u0941\u091c\u094d\u091c\u0940\u0935\u093f\u0924 \u0915\u0947\u0932\u0947 \u0928\u093e\u0939\u0940 \u0924\u0930, \u0905\u0936\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0906\u0923\u0916\u0940 \u0915\u094b\u0923\u0924\u0940\u0939\u0940 \u0930\u0915\u094d\u0915\u092e \u0920\u0947\u0935\u0924\u093e \u092f\u0947\u0923\u093e\u0930 \u0928\u093e\u0939\u0940 \u0906\u0923\u093f \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0939\u094b\u0924\u0947. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u092e\u093e\u0938\u093f\u0915 \u0920\u0947\u0935\u0940\u0902\u092e\u0927\u094d\u092f\u0947 \u091a\u093e\u0930\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0921\u093f\u092b\u0949\u0932\u094d\u091f \u0928\u0938\u0932\u094d\u092f\u093e\u0938, \u0916\u093e\u0924\u0947\u0926\u093e\u0930 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u092a\u0930\u094d\u092f\u093e\u092f\u093e\u0928\u0947, \u0921\u093f\u092b\u0949\u0932\u094d\u091f\u094d\u0938\u091a\u094d\u092f\u093e \u0938\u0902\u0916\u094d\u092f\u0947\u0907\u0924\u0915\u094d\u092f\u093e \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u0928\u0940 \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u093e \u092e\u0945\u091a\u094d\u092f\u0941\u0930\u093f\u091f\u0940 \u0915\u093e\u0932\u093e\u0935\u0927\u0940 \u0935\u093e\u0922\u0935\u0942 \u0936\u0915\u0924\u094b \u0906\u0923\u093f \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0924 \u0921\u093f\u092b\u0949\u0932\u094d\u091f \u0939\u092a\u094d\u0924\u0947 \u091c\u092e\u093e \u0915\u0930\u0941 \u0936\u0915\u0924\u094b.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(4) \u0906\u0917\u093e\u090a \u0920\u0947\u0935 <\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u091c\u0930 \u090f\u0916\u093e\u0926\u0947 \u0906\u0930\u0921\u0940 \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947 \u0928\u0938\u0947\u0932 \u0924\u0930 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 5 \u0935\u0930\u094d\u0937\u093e\u0902\u092a\u0930\u094d\u092f\u0902\u0924 \u0906\u0917\u093e\u090a \u0920\u0947\u0935 \u0920\u0947\u0935\u0924\u093e \u092f\u0947\u0908\u0932.<\/li>\n\n\n\n<li>\u0915\u093f\u092e\u093e\u0928 6 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0917\u093e\u090a \u0920\u0947\u0935\u0940\u0935\u0930 \u0938\u0935\u0932\u0924 (\u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0920\u0947\u0935\u0940\u0938\u0939), \u0930\u0941. 100 \u092e\u0942\u0932\u094d\u092f \u0938\u0935\u0932\u0924 \u0930\u0941. 6 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 10, \u0930\u0941. 12 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 40 (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u0906\u0917\u093e\u090a \u091c\u092e\u093e \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0935\u0947\u0933\u0940 \u0915\u093f\u0902\u0935\u093e \u0924\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u0915\u0947\u0935\u094d\u0939\u093e\u0939\u0940 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">(5) \u0915\u0930\u094d\u091c <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>12 \u0939\u092a\u094d\u0924\u0947 \u091c\u092e\u093e \u0915\u0947\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u0906\u0923\u093f \u0916\u093e\u0924\u0947 1 \u0935\u0930\u094d\u0937\u093e\u0938\u093e\u0920\u0940 \u0938\u0941\u0930\u0941 \u0920\u0947\u0935\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930, \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0928 \u0915\u0947\u0932\u0947\u0932\u0947 \u0920\u0947\u0935\u0940\u0926\u093e\u0930 \u0916\u093e\u0924\u094d\u092f\u093e\u0924\u0940\u0932 \u0936\u093f\u0932\u094d\u0932\u0915 \u0915\u094d\u0930\u0947\u0921\u093f\u091f\u091a\u094d\u092f\u093e 50% \u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0918\u0947\u090a \u0936\u0915\u0924\u094b. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u092a\u0930\u0924\u092b\u0947\u0921 \u090f\u0915\u0930\u0915\u092e\u0940 \u0915\u093f\u0902\u0935\u093e \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0915\u0930\u0924\u093e \u092f\u0947\u0924\u0947.<\/li>\n\n\n\n<li>\u0915\u0930\u094d\u091c\u093e\u0935\u0930\u0940\u0932 \u0935\u094d\u092f\u093e\u091c \u0939\u0947 RD \u0916\u093e\u0924\u094d\u092f\u093e\u0935\u0930 2% + RD \u0935\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0908\u0932.<\/li>\n\n\n\n<li>\u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 \u092a\u0930\u0924\u092b\u0947\u0921\u0940\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u0930\u094d\u092f\u0902\u0924 \u0935\u094d\u092f\u093e\u091c\u093e\u091a\u0940 \u0917\u0923\u0928\u093e \u0915\u0947\u0932\u0940 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u092e\u0941\u0926\u0924\u092a\u0942\u0930\u094d\u0924\u0940\u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u092a\u0930\u0924\u092b\u0947\u0921 \u0928 \u0915\u0947\u0932\u094d\u092f\u093e\u0938, \u0906\u0930\u0921\u0940 \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0924\u0942\u0928 \u0915\u0930\u094d\u091c \u0906\u0923\u093f \u0935\u094d\u092f\u093e\u091c \u0935\u091c\u093e \u0915\u0947\u0932\u0947 \u091c\u093e\u0908\u0932.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u092a: \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u092a\u093e\u0938\u092c\u0941\u0915\u0938\u0939 \u0915\u0930\u094d\u091c \u0905\u0930\u094d\u091c \u0938\u093e\u0926\u0930 \u0915\u0930\u0941\u0928 \u0915\u0930\u094d\u091c \u0918\u0947\u0924\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">(6) \u0916\u093e\u0924\u0947 \u0905\u0915\u093e\u0932\u0940 \u092c\u0902\u0926 \u0939\u094b\u0923\u0947<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0906\u0930\u0921\u0940 \u0916\u093e\u0924\u0947 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0932\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 3 \u0935\u0930\u094d\u0937\u093e\u0902\u0928\u0902\u0924\u0930 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u0939\u093f\u0924 \u0905\u0930\u094d\u091c \u0938\u093e\u0926\u0930 \u0915\u0930\u0941\u0928 \u092e\u0941\u0926\u0924\u0940\u092a\u0942\u0930\u094d\u0935\u0940 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>PO \u092c\u091a\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0935\u0930\u0940\u0932 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u091c\u0930 \u092e\u0941\u0926\u0924\u0940\u092a\u0942\u0930\u094d\u0935\u0940 \u090f\u0915 \u0926\u093f\u0935\u0938 \u0905\u0917\u094b\u0926\u0930\u0939\u0940 \u0916\u093e\u0924\u0947 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947 \u0924\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0908\u0932.<\/li>\n\n\n\n<li>\u091c\u094d\u092f\u093e \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0938\u093e\u0920\u0940 \u0906\u0917\u093e\u090a \u0920\u0947\u0935\u0940 \u0915\u0947\u0932\u094d\u092f\u093e \u0917\u0947\u0932\u094d\u092f\u093e \u0906\u0939\u0947\u0924 \u0924\u094b\u092a\u0930\u094d\u092f\u0902\u0924 \u0916\u093e\u0924\u0947 \u0905\u0915\u093e\u0932\u0940 \u092c\u0902\u0926 \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u0930\u0935\u093e\u0928\u0917\u0940 \u0928\u093e\u0939\u0940.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(7) \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0909\u0918\u0921\u0932\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 5 \u0935\u0930\u094d\u0937\u0947 (60 \u092e\u093e\u0938\u093f\u0915 \u0920\u0947\u0935\u0940).<\/li>\n\n\n\n<li>\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0905\u0930\u094d\u091c \u0926\u0947\u090a\u0928 \u0916\u093e\u0924\u0947 \u0906\u0923\u0916\u0940 5 \u0935\u0930\u094d\u0937\u093e\u0902\u0938\u093e\u0920\u0940 \u0935\u093e\u0922\u0935\u0924\u093e \u092f\u0947\u0908\u0932. \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093e\u0926\u0930\u092e\u094d\u092f\u093e\u0928 \u0932\u093e\u0917\u0942 \u0939\u094b\u0923\u093e\u0930\u093e \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0939\u093e \u092e\u0942\u0933\u0924: \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947\u0932\u093e \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0905\u0938\u0947\u0932.<\/li>\n\n\n\n<li>\u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 \u0916\u093e\u0924\u0947 \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 \u0915\u093e\u0932\u093e\u0935\u0927\u0940 \u0926\u0930\u092e\u094d\u092f\u093e\u0928 \u0915\u0927\u0940\u0939\u0940 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947. \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u0947\u0932\u094d\u092f\u093e \u0935\u0930\u094d\u0937\u093e\u0902\u0938\u093e\u0920\u0940, RD \u0935\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0908\u0932 \u0906\u0923\u093f \u090f\u0915 \u0935\u0930\u094d\u0937\u093e\u092a\u0947\u0915\u094d\u0937\u093e \u0915\u092e\u0940 \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0938\u093e\u0920\u0940, PO \u092c\u091a\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u093e \u0935\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0908\u0932. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>RD \u0916\u093e\u0924\u0947 \u092e\u0941\u0926\u0924\u092a\u0942\u0930\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 5 \u0935\u0930\u094d\u0937\u093e\u0902\u092a\u0930\u094d\u092f\u0902\u0924 \u0920\u0947\u0935\u0940\u0936\u093f\u0935\u093e\u092f \u0920\u0947\u0935\u0924\u093e \u092f\u0947\u0924\u0947.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(8) \u0916\u093e\u0924\u0947\u0926\u093e\u0930\u093e\u091a\u094d\u092f\u093e \u092e\u0943\u0924\u094d\u092f\u0942\u0928\u0902\u0924\u0930 \u092a\u0930\u0924\u092b\u0947\u0921<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0916\u093e\u0924\u0947\u0927\u093e\u0930\u0915\u093e\u091a\u094d\u092f\u093e \u092e\u0943\u0924\u094d\u092f\u0942\u0928\u0902\u0924\u0930 \u0928\u093e\u092e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u093f\u0924\/\u0926\u093e\u0935\u0947\u0915\u0930\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0905\u0936\u093e \u0906\u0930\u0921\u0940 \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u0940 \u092a\u093e\u0924\u094d\u0930 \u0936\u093f\u0932\u094d\u0932\u0915 \u092e\u093f\u0933\u0935\u093f\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0926\u093e\u0935\u093e \u0938\u093e\u0926\u0930 \u0915\u0930\u0941 \u0936\u0915\u0924\u093e\u0924.<\/li>\n\n\n\n<li>\u0926\u093e\u0935\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u092e\u0902\u091c\u0941\u0930\u0940\u0928\u0902\u0924\u0930, \u0928\u0949\u092e\u093f\u0928\u0940\/\u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0935\u093e\u0930\u0938 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0905\u0930\u094d\u091c \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0941\u0928 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u0947\u092a\u0930\u094d\u092f\u0902\u0924 \u0906\u0930\u0921\u0940 \u0916\u093e\u0924\u0947 \u0938\u0941\u0930\u0941 \u0920\u0947\u0935\u0942 \u0936\u0915\u0924\u093e\u0924. (Know The Best PO Saving Schemes)<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u092a: \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u091a\u0924 \u0906\u0935\u0930\u094d\u0924\u0940 \u0920\u0947\u0935 \u0916\u093e\u0924\u0947 \u0928\u093f\u092f\u092e 2019<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-\u092a\u094b\u0938\u094d\u091f-\u0911\u092b\u093f\u0938-\u091f\u093e\u0907\u092e-\u0921\u093f\u092a\u0949\u091d\u093f\u091f-\u0916\u093e\u0924\u0947-td-know-the-best-po-saving-schemes\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091d\u093f\u091f \u0916\u093e\u0924\u0947 (TD) <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u0921\u0940 \u092f\u094b\u091c\u0928\u0947 \u0935\u093f\u0937\u092f\u0940 \u0925\u094b\u0921\u0915\u094d\u092f\u093e\u0924<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0935\u094d\u092f\u093e\u091c \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0926\u0947\u092f \u092a\u0930\u0902\u0924\u0941 \u0924\u093f\u092e\u093e\u0939\u0940 \u0917\u0923\u0928\u093e \u0915\u0947\u0932\u0940 \u091c\u093e\u0924\u0947. \u0915\u093f\u092e\u093e\u0928 \u0930\u0941. 1000 &nbsp;\u0906\u0923\u093f 100 \u091a\u094d\u092f\u093e \u092a\u091f\u0940\u0924. \u0915\u092e\u093e\u0932 \u092e\u0930\u094d\u092f\u093e\u0926\u093e \u0928\u093e\u0939\u0940.<\/li>\n\n\n\n<li>01\/01\/2023 \u0924\u0947 31\/03\/2023 \u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u093e\u0932\u093e\u0935\u0927\u0940 \u0935 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0916\u093e\u0932\u0940\u0932 \u092a\u094d\u0930\u092e\u093e\u0923\u0947 \u0906\u0939\u0947\u0924. <\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1 \u0935\u0930\u094d\u0937 6.6%<\/li>\n\n\n\n<li>2 \u0935\u0930\u094d\u0937 6.8%<\/li>\n\n\n\n<li>3 \u0935\u0930\u094d\u0937 6.9%<\/li>\n\n\n\n<li>5 \u0935\u0930\u094d\u0937 A\/c 7.0%<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u092f\u094b\u091c\u0928\u0947\u091a\u0940 \u0920\u0933\u0915 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u094d\u092f\u0947<\/h4>\n\n\n\n<h4 class=\"wp-block-heading\">(1) \u0916\u093e\u0924\u0947 \u0915\u094b\u0923 \u0909\u0918\u0921\u0942 \u0936\u0915\u0924\u0947?<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u090f\u0915\u091a \u092a\u094d\u0930\u094c\u0922<\/li>\n\n\n\n<li>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u0947 (3 \u092a\u094d\u0930\u094c\u0922\u093e\u0902\u092a\u0930\u094d\u092f\u0902\u0924) (\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905 \u0915\u093f\u0902\u0935\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092c)<\/li>\n\n\n\n<li>\u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0935\u0924\u0940\u0928\u0947 \u092a\u093e\u0932\u0915<\/li>\n\n\n\n<li>\u0905\u0938\u094d\u0935\u0938\u094d\u0925 \u092e\u0928\u093e\u091a\u094d\u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0935\u0924\u0940\u0928\u0947 \u092a\u093e\u0932\u0915<\/li>\n\n\n\n<li>10 \u0935\u0930\u094d\u0937\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0935\u092f\u093e\u091a\u093e \u0905\u0932\u094d\u092a\u0935\u092f\u0940\u0928 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0938\u094d\u0935\u0924:\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0935\u0930.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u092a: \u0915\u093f\u0924\u0940\u0939\u0940 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0924\u093e \u092f\u0947\u0924\u0947.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">(2) \u0920\u0947\u0935\u0940 <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0916\u093e\u0924\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 1 \u0935\u0930\u094d\u0937, 2 \u0935\u0930\u094d\u0937, 3 \u0935\u0930\u094d\u0937, 5 \u0935\u0930\u094d\u0937\u093e\u0902\u0938\u093e\u0920\u0940.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u0947 \u0915\u093f\u092e\u093e\u0928 \u0930\u0941. 1000 \u0928\u0947 \u0909\u0918\u0921\u0924\u093e \u092f\u0947\u0924\u0947. \u0906\u0923\u093f \u0930\u0941. 100 \u091a\u094d\u092f\u093e \u092a\u091f\u0940\u0924. \u0917\u0941\u0902\u0924\u0935\u0923\u0941\u0915\u0940\u0938\u093e\u0920\u0940 \u0915\u092e\u093e\u0932 \u092e\u0930\u094d\u092f\u093e\u0926\u093e \u0928\u093e\u0939\u0940.<\/li>\n\n\n\n<li>\u0935\u094d\u092f\u093e\u091c \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0926\u0947\u092f \u0905\u0938\u0947\u0932, \u0926\u0947\u092f \u0905\u0938\u0932\u0947\u0932\u094d\u092f\u093e \u0935\u094d\u092f\u093e\u091c\u093e\u091a\u094d\u092f\u093e \u0930\u0915\u092e\u0947\u0935\u0930 \u0915\u094b\u0923\u0924\u0947\u0939\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0935\u094d\u092f\u093e\u091c \u0926\u0947\u092f \u0928\u0938\u0947\u0932 \u092a\u0930\u0902\u0924\u0941 \u0916\u093e\u0924\u0947\u0926\u093e\u0930\u093e\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0932\u0947 \u0928\u0938\u0924\u0940\u0932 \u0924\u0930. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u0905\u0930\u094d\u091c \u0938\u093e\u0926\u0930 \u0915\u0930\u0941\u0928 \u0916\u093e\u0924\u0947\u0927\u093e\u0930\u0915\u093e\u091a\u094d\u092f\u093e \u092c\u091a\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0935\u094d\u092f\u093e\u091c \u091c\u092e\u093e \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n\n\n\n<li>5 \u0935\u0930\u094d\u0937\u093e\u0902\u091a\u094d\u092f\u093e TD \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0917\u0941\u0902\u0924\u0935\u0923\u0942\u0915 \u0906\u092f\u0915\u0930 \u0915\u093e\u092f\u0926\u093e, 1961 \u091a\u094d\u092f\u093e \u0915\u0932\u092e 80C \u091a\u094d\u092f\u093e \u092b\u093e\u092f\u0926\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092a\u093e\u0924\u094d\u0930 \u0920\u0930\u0924\u0947.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(3) \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0920\u0947\u0935\u0940\u091a\u0940 \u0930\u0915\u094d\u0915\u092e \u0909\u0918\u0921\u0932\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 1 \u0935\u0930\u094d\u0937, 2 \u0935\u0930\u094d\u0937, 3 \u0935\u0930\u094d\u0937, 5 \u0935\u0930\u094d\u0937 (\u091c\u0938\u0947 \u0905\u0938\u0947\u0932 \u0924\u0938\u0947) \u0938\u0902\u092a\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u092a\u0930\u0924\u092b\u0947\u0921 \u0915\u0947\u0932\u0940 \u091c\u093e\u0908\u0932.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">(4) \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u092e\u0941\u0926\u0924\u092a\u0942\u0930\u094d\u0924\u0940\u0935\u0930 \u0920\u0947\u0935\u0940\u0926\u093e\u0930 TD \u0916\u093e\u0924\u0947 \u0906\u0923\u0916\u0940 \u090f\u0915\u093e \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0938\u093e\u0920\u0940 \u0935\u093e\u0922\u0935\u0942 \u0936\u0915\u0924\u094b \u091c\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0916\u093e\u0924\u0947 \u0938\u0941\u0930\u0941\u0935\u093e\u0924\u0940\u0932\u093e \u0909\u0918\u0921\u0932\u0947 \u0939\u094b\u0924\u0947.<\/li>\n\n\n\n<li>TD \u0916\u093e\u0924\u0947 \u092e\u0945\u091a\u094d\u092f\u0941\u0930\u093f\u091f\u0940\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 \u092a\u0941\u0922\u0940\u0932 \u0935\u093f\u0939\u093f\u0924 \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0924 \u0935\u093e\u0922\u0935\u0932\u0947 \u200b\u200b\u091c\u093e\u090a \u0936\u0915\u0924\u0947. 1 \u0935\u0930\u094d\u0937 TD = \u092e\u0945\u091a\u094d\u092f\u0941\u0930\u093f\u091f\u0940\u091a\u094d\u092f\u093e 6 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0924. 2 \u0935\u0930\u094d\u0937\u093e\u0902\u091a\u093e TD = \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u0947\u091a\u094d\u092f\u093e 12 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0924. 3\/5 \u0935\u0930\u094d\u0937\u0947 TD = \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u0947\u091a\u094d\u092f\u093e 18 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0924.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0924\u093e\u0928\u093e \u0920\u0947\u0935\u0940\u0926\u093e\u0930 \u092e\u0941\u0926\u0924\u092a\u0942\u0930\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 \u0916\u093e\u0924\u0947 \u0935\u093e\u0922\u0935\u0923\u094d\u092f\u093e\u091a\u0940 \u0935\u093f\u0928\u0902\u0924\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0941 \u0936\u0915\u0924\u094b.<\/li>\n\n\n\n<li>\u092a\u093e\u0938\u092c\u0941\u0915\u0938\u0939 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u0939\u093f\u0924 \u0905\u0930\u094d\u091c \u0938\u093e\u0926\u0930 \u0915\u0930\u0941\u0928 TD \u0916\u093e\u0924\u0947 \u092e\u0941\u0926\u0924\u092a\u0942\u0930\u094d\u0924\u0940\u0928\u0902\u0924\u0930 \u0935\u093e\u0922\u0935\u093f\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n\n\n\n<li>\u092e\u0941\u0926\u0924\u092a\u0942\u0930\u094d\u0924\u0940\u091a\u094d\u092f\u093e \u0926\u093f\u0935\u0936\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 TD \u0916\u093e\u0924\u094d\u092f\u093e\u0935\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0923\u093e\u0930\u093e \u0935\u094d\u092f\u093e\u091c \u0926\u0930 \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0938\u093e\u0920\u0940 \u0932\u093e\u0917\u0942 \u0939\u094b\u0908\u0932.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(5) \u0916\u093e\u0924\u0947 \u0905\u0915\u093e\u0932\u0940 \u092c\u0902\u0926 \u0915\u0930\u0923\u0947<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0920\u0947\u0935 \u0920\u0947\u0935\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u092a\u093e\u0938\u0942\u0928 \u0938\u0939\u093e \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u091a\u0940 \u092e\u0941\u0926\u0924 \u0938\u0902\u092a\u0923\u094d\u092f\u093e\u092a\u0942\u0930\u094d\u0935\u0940 \u0915\u094b\u0923\u0924\u0940\u0939\u0940 \u0920\u0947\u0935 \u0915\u093e\u0922\u0932\u0940 \u091c\u093e\u0923\u093e\u0930 \u0928\u093e\u0939\u0940.<\/li>\n\n\n\n<li>TD \u0916\u093e\u0924\u0947 6 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u0928\u0902\u0924\u0930 \u092c\u0902\u0926 \u091d\u093e\u0932\u094d\u092f\u093e\u0938 \u092a\u0930\u0902\u0924\u0941 1 \u0935\u0930\u094d\u0937\u093e\u092a\u0942\u0930\u094d\u0935\u0940, PO \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u0935\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0908\u0932.<\/li>\n\n\n\n<li>\u091c\u0930 2\/3\/5 \u0935\u0930\u094d\u0937\u093e\u091a\u0947 TD \u0916\u093e\u0924\u0947 1 \u0935\u0930\u094d\u0937\u093e\u0928\u0902\u0924\u0930 \u092e\u0941\u0926\u0924\u0940\u092a\u0942\u0930\u094d\u0935\u0940 \u092c\u0902\u0926 \u091d\u093e\u0932\u0947, \u0924\u0930 \u092a\u0942\u0930\u094d\u0923 \u0935\u0930\u094d\u0937\u093e\u0902\u0938\u093e\u0920\u0940 TD \u0935\u094d\u092f\u093e\u091c \u0926\u0930\u093e\u092a\u0947\u0915\u094d\u0937\u093e 2% \u0915\u092e\u0940 (\u092e\u094d\u0939\u0923\u091c\u0947 1\/2\/3 \u0935\u0930\u094d\u0937\u0947) \u0935\u094d\u092f\u093e\u091c \u092e\u094b\u091c\u0932\u0947 \u091c\u093e\u0908\u0932 \u0906\u0923\u093f \u0905\u0902\u0936 \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0938\u093e\u0920\u0940 \u0935\u0930\u094d\u0937, PO \u092c\u091a\u0924 \u0935\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u0940\u0932. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>TD \u0916\u093e\u0924\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u092a\u093e\u0938 \u092c\u0941\u0915\u0938\u0939 \u0935\u093f\u0939\u093f\u0924 \u0905\u0930\u094d\u091c \u0938\u093e\u0926\u0930 \u0915\u0930\u0941\u0928 \u092e\u0941\u0926\u0924\u0940\u092a\u0942\u0930\u094d\u0935\u0940 \u092c\u0902\u0926 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">(6) \u091f\u0940\u0921\u0940 \u0916\u093e\u0924\u094d\u092f\u093e\u091a\u0947 \u0924\u093e\u0930\u0923 <\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0924\u093e\u0930\u0923\u0927\u093e\u0930\u0915\u093e\u0915\u0921\u0942\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u0940 \u092a\u0924\u094d\u0930\u093e\u0938\u0939 \u0938\u092e\u0930\u094d\u0925\u093f\u0924 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u0939\u093f\u0924 \u0905\u0930\u094d\u091c \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0941\u0928, TD \u0916\u093e\u0924\u0947 \u0924\u093e\u0930\u0923 \u0915\u093f\u0902\u0935\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924\u0924\u093e \u092e\u094d\u0939\u0923\u0942\u0928 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n\n\n\n<li>\u0916\u093e\u0932\u0940\u0932 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u093e\u0902\u0928\u093e \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\/\u0917\u0939\u093e\u0923 \u0920\u0947\u0935\u0924\u093e \u092f\u0947\u0908\u0932.<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924\u093e\u091a\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u092a\u0924\u0940\/\u0930\u093e\u091c\u094d\u092f\u093e\u091a\u0947 \u0930\u093e\u091c\u094d\u092f\u092a\u093e\u0932.<\/li>\n\n\n\n<li>RBI\/\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0901\u0915\/\u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\/\u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0901\u0915.<\/li>\n\n\n\n<li>\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 (\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915\/\u0916\u093e\u091c\u0917\u0940)\/\u0938\u0930\u0915\u093e\u0930\u0940. \u0915\u0902\u092a\u0928\u0940\/\u0938\u094d\u0925\u093e\u0928\u093f\u0915 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923.<\/li>\n\n\n\n<li>\u0917\u0943\u0939\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0935\u093f\u0924\u094d\u0924 \u0915\u0902\u092a\u0928\u0940. (Know The Best PO Saving Schemes)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u091f\u0940\u092a: \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u091a\u0924 \u0935\u0947\u0933 \u0920\u0947\u0935 \u0928\u093f\u092f\u092e 2019<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\u092a\u0940\u090f\u092e-\u0915\u0947\u0905\u0930-\u092b\u0949\u0930-\u091a\u093f\u0932\u094d\u0921\u094d\u0930\u0928-\u092f\u094b\u091c\u0928\u093e-2021-know-the-best-po-saving-schemes\">\u092a\u0940\u090f\u092e \u0915\u0947\u0905\u0930 \u092b\u0949\u0930 \u091a\u093f\u0932\u094d\u0921\u094d\u0930\u0928 \u092f\u094b\u091c\u0928\u093e, 2021 <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u092f\u094b\u091c\u0928\u0947\u091a\u0940 \u0920\u0933\u0915 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u094d\u092f\u0947<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u092f\u094b\u091c\u0928\u093e :- \u092a\u0940\u090f\u092e \u0915\u0947\u0905\u0930 \u092b\u0949\u0930 \u091a\u093f\u0932\u094d\u0921\u094d\u0930\u0947\u0928 \u092f\u094b\u091c\u0928\u093e, 2021.<\/li>\n\n\n\n<li>\u0907\u0935\u094d\u0939\u0947\u0902\u091f\u091a\u0940 \u0924\u093e\u0930\u0940\u0916:- 11.03.2020 \u0924\u0947 31.12.2021 \u092f\u093e \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0924 (MWCD \u0926\u094d\u0935\u093e\u0930\u0947 28.02.2022 \u092a\u0930\u094d\u092f\u0902\u0924 \u0935\u093e\u0922\u0935\u093f\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947\u0932\u0940) \u091c\u094d\u092f\u093e \u092e\u0941\u0932\u093e\u0902\u0928\u0940 \u0905\u0920\u0930\u093e \u0935\u0930\u094d\u0937\u093e\u0902\u091a\u0947 \u0935\u092f \u092a\u0942\u0930\u094d\u0923 \u0915\u0947\u0932\u0947 \u0928\u093e\u0939\u0940, \u0924\u094d\u092f\u093e\u0902\u0928\u0940 \u0926\u094b\u0928\u094d\u0939\u0940 \u092a\u093e\u0932\u0915 \u0915\u093f\u0902\u0935\u093e \u0936\u0947\u0935\u091f\u091a\u0947 \u0939\u092f\u093e\u0924 \u0905\u0938\u0932\u0947\u0932\u0947 \u092a\u093e\u0932\u0915 \u0915\u093f\u0902\u0935\u093e \u0926\u094b\u0928\u094d\u0939\u0940 \u0917\u092e\u093e\u0935\u0932\u0947. \u0915\u094b\u0935\u093f\u0921-19 \u092e\u0939\u093e\u092e\u093e\u0930\u0940\u0938\u093e\u0920\u0940 \u0926\u0924\u094d\u0924\u0915 \u092a\u093e\u0932\u0915 \u0915\u093f\u0902\u0935\u093e \u090f\u0915\u092e\u0947\u0935 \u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u092a\u093e\u0932\u0915. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u0932\u093e\u0917\u0942 \u0905\u0938\u0932\u0947\u0932\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093f\u092f\u092e :- \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u091a\u0924 \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093f\u092f\u092e, 2018.<\/li>\n\n\n\n<li>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u0947\u0926\u093e\u0930 \u092e\u094d\u0939\u0923\u091c\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u093f\u0932\u094d\u0939\u093e \u0926\u0902\u0921\u093e\u0927\u093f\u0915\u093e\u0930\u0940, \u091c\u094b \u092f\u094b\u091c\u0928\u0947\u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0916\u093e\u0924\u0947 \u091a\u093e\u0932\u0935\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u093e\u0928\u0947 \u092a\u093e\u0932\u0915 \u092e\u094d\u0939\u0923\u0942\u0928 \u0915\u093e\u092e \u0915\u0930\u0947\u0932.<\/li>\n\n\n\n<li>\u092f\u094b\u091c\u0928\u093e \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0915 \u0924\u0924\u094d\u0924\u094d\u0935\u0947: \u092a\u0940\u090f\u092e \u0915\u0947\u0905\u0930 \u092b\u0949\u0930 \u091a\u093f\u0932\u094d\u0921\u094d\u0930\u0947\u0928 \u0938\u094d\u0915\u0940\u092e, 2021 \u0935\u0930 \u092e\u0939\u093f\u0932\u093e \u0906\u0923\u093f \u092c\u093e\u0932 \u0935\u093f\u0915\u093e\u0938 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u091c\u093e\u0930\u0940 \u0915\u0947\u0932\u0940 \u0906\u0939\u0947.<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u0947: \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u0932\u093e 18 \u0935\u0930\u094d\u0937\u0947 \u092a\u0942\u0930\u094d\u0923 \u0928 \u091d\u093e\u0932\u0947\u0932\u094d\u092f\u093e \u092a\u093e\u0924\u094d\u0930 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940\u0938\u093e\u0920\u0940 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0916\u093e\u0924\u0947\u0926\u093e\u0930 \u092e\u094d\u0939\u0923\u0942\u0928 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u093f\u0932\u094d\u0939\u093e \u0926\u0902\u0921\u093e\u0927\u093f\u0915\u093e\u0930\u0940 \u092f\u093e\u0902\u091a\u094d\u092f\u093e\u0915\u0921\u0947 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0928\u0947 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0932\u0947 \u091c\u093e\u0908\u0932. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u092a\u0930\u0902\u0924\u0941 \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u0932\u093e \u0967\u096e \u0935\u0930\u094d\u0937\u0947 \u0915\u093f\u0902\u0935\u093e \u0924\u094d\u092f\u093e\u0939\u0942\u0928 \u0905\u0927\u093f\u0915 \u0935\u092f\u093e\u091a\u094d\u092f\u093e \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940\u0938\u093e\u0920\u0940 \u090f\u0915\u091a \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947.<\/li>\n\n\n\n<li>\u091c\u092e\u093e: \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0906\u0917\u093e\u090a \u090f\u0915\u0930\u0915\u092e\u0940 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u093f\u0932\u0947 \u091c\u093e\u0908\u0932. \u092a\u0940\u090f\u092e \u0915\u0947\u0905\u0930\u094d\u0938 \u092b\u0902\u0921\u093e\u0924\u0942\u0928 \u090f\u0915\u0930\u0915\u092e\u0940 \u092f\u094b\u0917\u0926\u093e\u0928\u093e\u091a\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0939\u0947\u0924\u0942\u0902\u0938\u093e\u0920\u0940, \u092a\u093e\u0924\u094d\u0930 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940\u091a\u0947 \u0935\u092f \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u093e\u0930\u0916\u0947\u0932\u093e \u0906\u0917\u093e\u092e\u0940 \u091c\u0928\u094d\u092e \u0924\u093e\u0930\u0916\u0947\u0932\u093e \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u0947\u0932\u094d\u092f\u093e \u0935\u0930\u094d\u0937\u093e\u0902\u091a\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0905\u0938\u0947\u0932.<\/li>\n\n\n\n<li>\u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940\u091a\u0947 \u0935\u092f 18 \u0935\u0930\u094d\u0937\u0947 \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u094d\u092f\u093e\u0935\u0930 \u0938\u093e\u0902\u0917\u093f\u0924\u0932\u0947\u0932\u0940 \u090f\u0915\u0930\u0915\u092e\u0940 \u0930\u0941. 10 \u0932\u093e\u0916 \u0939\u094b\u0908\u0932 \u0906\u0923\u093f \u0916\u093e\u0924\u0947 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940\u091a\u094d\u092f\u093e \u090f\u0915\u093e\u091a \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0930\u0941\u092a\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0947\u0932\u0947 \u091c\u093e\u0908\u0932.<\/li>\n\n\n\n<li>\u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940 \u0930\u0941. 10 \u0932\u093e\u0916\u093e\u0935\u0930\u0940\u0932 \u092e\u093e\u0938\u093f\u0915 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0916\u093e\u0924\u0947 \u092f\u094b\u091c\u0928\u0947\u0935\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0923\u093e\u0930\u0947 \u0935\u094d\u092f\u093e\u091c \u092e\u093f\u0933\u0935\u0947\u0932 \u0906\u0923\u093f \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940 23 \u0935\u0930\u094d\u0937\u093e\u0902\u091a\u0947 \u0939\u094b\u0908\u092a\u0930\u094d\u092f\u0902\u0924 \u0924\u093f\u091a\u094d\u092f\u093e\/\u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u092c\u091a\u0924 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u092e\u093e\u0938\u093f\u0915 \u0938\u094d\u091f\u093e\u092f\u092a\u0947\u0902\u0921 \u092e\u093f\u0933\u0947\u0932. (Know The Best PO Saving Schemes)<\/li>\n\n\n\n<li>\u0932\u093e\u092d\u093e\u0930\u094d\u0925\u094d\u092f\u093e\u0932\u093e 23 \u0935\u0930\u094d\u0937\u0947 \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u094d\u092f\u093e\u0935\u0930 \u0930\u0941. 10 \u0932\u093e\u0916\u093e\u0902\u091a\u0940 \u0930\u0915\u094d\u0915\u092e \u092e\u093f\u0933\u0947\u0932.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u091f\u0940\u092a:<\/em><\/strong> \u092f\u0947\u0925\u0947 \u0905\u0938\u0932\u0947\u0932\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0938\u094d\u0935\u0930\u0941\u092a\u093e\u091a\u0940 \u0906\u0939\u0947 \u0906\u0923\u093f \u0924\u0940 \u0915\u0947\u0935\u0933 \u0936\u0948\u0915\u094d\u0937\u0923\u093f\u0915 \u0939\u0947\u0924\u0942\u0902\u0938\u093e\u0920\u0940 \u0906\u0939\u0947. \u092f\u0947\u0925\u0947 \u0915\u094b\u0923\u0924\u094d\u092f\u093e\u0939\u0940 \u0917\u094b\u0937\u094d\u091f\u0940\u091a\u093e \u0905\u0930\u094d\u0925 \u0917\u0941\u0902\u0924\u0935\u0923\u0942\u0915, \u0906\u0930\u094d\u0925\u093f\u0915 \u0915\u093f\u0902\u0935\u093e \u0915\u0930 \u0906\u0915\u093e\u0930\u0923\u0940 \u0938\u0932\u094d\u0932\u093e \u092e\u094d\u0939\u0923\u0942\u0928 \u0918\u0947\u0924\u0932\u093e \u091c\u093e\u090a \u0928\u092f\u0947. \u0924\u0938\u0947\u091a \u0915\u094b\u0923\u0924\u094d\u092f\u093e\u0939\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u093e\u0938\u093e\u0920\u0940 \u0906\u092e\u0902\u0924\u094d\u0930\u0923, \u0935\u093f\u0928\u0902\u0924\u0940 \u0915\u093f\u0902\u0935\u093e \u091c\u093e\u0939\u093f\u0930\u093e\u0924 \u092e\u094d\u0939\u0923\u0942\u0928 \u0935\u093f\u091a\u093e\u0930 \u0915\u0947\u0932\u093e \u091c\u093e\u090a \u0928\u092f\u0947.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/marathibana.in\/en_us\/2021\/10\/23\/know-about-scs-scheme\/\">Know About SCS Scheme | \u091c\u094d\u092f\u0947\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/marathibana.in\/en_us\/2021\/10\/30\/what-are-ssa-and-nsc-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">What are SSA and NSC Accounts? | \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u0940 \u0916\u093e\u0924\u0947<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/marathibana.in\/en_us\/2021\/10\/10\/know-all-about-kisan-vikas-patra-kvp\/\" target=\"_blank\" rel=\"noreferrer noopener\">Know All About Kisan Vikas Patra- KVP | \u0915\u093f\u0938\u093e\u0928 \u0935\u093f\u0915\u093e\u0938 \u092a\u0924\u094d\u0930<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/marathibana.in\/en_us\/2021\/10\/12\/15-years-public-provident-fund-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">15 Years Public Provident Fund Account PPF | \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u0940 <\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0906\u092e\u091a\u094d\u092f\u093e <a href=\"https:\/\/etopcollection.blogspot.com\/\" target=\"_blank\" rel=\"noopener\">Etopcollection<\/a><strong> <\/strong>\u0935\u0947\u092c\u0938\u093e\u0908\u091f\u0932\u093e \u091c\u0930\u0941\u0930 \u092d\u0947\u091f \u0926\u094d\u092f\u093e<strong>, <\/strong>\u0924\u0938\u0947\u091a \u0936\u0948\u0915\u094d\u0937\u0923\u093f\u0915 \u092e\u093e\u0939\u093f\u0924\u0940\u0938\u093e\u0920\u0940 <a href=\"https:\/\/dnyanjyotcpr.blogspot.com\/\" target=\"_blank\" rel=\"noopener\">&#8220;\u091c\u094d\u091e\u093e\u0928\u091c\u094d\u092f\u094b\u0924&#8221;<\/a><strong> <\/strong>\u0936\u0948\u0915\u094d\u0937\u0923\u093f\u0915 \u092e\u0930\u093e\u0920\u0940 \u0938\u0902\u0915\u0947\u0924 \u0938\u094d\u0925\u0933\u093e\u0932\u093e \u092d\u0947\u091f \u0926\u094d\u092f\u093e<strong>.<\/strong><\/p>\n\n\n<div class=\"pt-cv-wrapper\">Error: View <strong>55cff900qc<\/strong> may not exist<\/div>","protected":false},"excerpt":{"rendered":"<p>Know The Best PO Saving Schemes | PO \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e-2 \u0935\u093f\u0935\u093f\u0927 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e,  \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u092f\u0947, \u0926\u0947\u092f \u0935\u094d\u092f\u093e\u091c, \u0926\u0930, \u0915\u093e\u0932\u093e\u0935\u0927\u0940 \u0907, in the Marathi Language<\/p>","protected":false},"author":0,"featured_media":87399,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowq9zgCw:productID":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Know The Best PO Saving Schemes | PO \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e-2 \u0935\u093f\u0935\u093f\u0927 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e, \u0924\u094d\u092f\u093e\u0902\u091a\u0940 \u0920\u0933\u0915 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u092f\u0947, \u0926\u0947\u092f \u0935\u094d\u092f\u093e\u091c, \u0926\u0930, \u0915\u093e\u0932\u093e\u0935\u0927\u0940, \u0916\u093e\u0924\u0947 \u0909\u0918\u0921\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0915\u093f\u092e\u093e\u0928 \u0935 \u0915\u092e\u093e\u0932 \u0930\u0915\u094d\u0915\u092e\u0935 \u092c\u0930\u0947\u091a \u0915\u093e\u0939\u0940 \u091c\u093e\u0923\u0942\u0928 \u0918\u094d\u092f\u093e.","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[4269],"tags":[789708409,277230],"class_list":["post-38850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-investment","tag-trending"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/de200-know-the-best-po-saving-schemes-1-e1758956275377.webp?fit=789%2C400&ssl=1","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pcYBNH-a6C","jetpack-related-posts":[{"id":38840,"url":"https:\/\/marathibana.in\/en_us\/know-the-great-po-saving-schemes\/","url_meta":{"origin":38850,"position":0},"title":"Know the great PO saving schemes | PO \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e-1","author":"","date":"May 27, 2023","format":false,"excerpt":"Know the great PO saving schemes | \u0907\u0902\u0921\u093f\u092f\u093e \u092a\u094b\u0938\u094d\u091f, \u0935\u093f\u0935\u093f\u0927 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e\u0902\u0926\u094d\u0935\u093e\u0930\u0947; \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0917\u0941\u0902\u0924\u0935\u0923\u0942\u0915 \u0906\u0923\u093f \u092a\u0930\u0924\u093e\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947. in Marathi","rel":"","context":"In &quot;Investment&quot;","block_context":{"text":"Investment","link":"https:\/\/marathibana.in\/en_us\/category\/investment\/"},"img":{"alt_text":"Know the great PO saving schemes","src":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/e8ba1-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/e8ba1-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/e8ba1-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/e8ba1-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":89031,"url":"https:\/\/marathibana.in\/en_us\/tax-free-interest-of-po-saving-schemes\/","url_meta":{"origin":38850,"position":1},"title":"Tax-Free Interest of PO Saving Schemes | \u0915\u0930\u092e\u0941\u0915\u094d\u0924 \u0935\u094d\u092f\u093e\u091c","author":"","date":"July 16, 2025","format":false,"excerpt":"Tax-Free Interest of PO Saving Schemes | \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0905\u0938\u0942\u0928 \u0924\u094d\u092f\u093e \u0906\u0915\u0930\u094d\u0937\u0915 \u0935\u094d\u092f\u091c\u0926\u0930\u093e\u0938\u0939 \u0915\u0930\u092e\u0941\u0915\u094d\u0924 \u0935\u094d\u092f\u093e\u091c \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u093e\u0924.","rel":"","context":"In &quot;Investment&quot;","block_context":{"text":"Investment","link":"https:\/\/marathibana.in\/en_us\/category\/investment\/"},"img":{"alt_text":"Tax-Free Interest of PO Saving Schemes","src":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/7c00e-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/7c00e-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/7c00e-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/7c00e-po-saving-schemes.webp?fit=789%2C400&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":13546,"url":"https:\/\/marathibana.in\/en_us\/sb-and-rd-saving-scheme-of-po\/","url_meta":{"origin":38850,"position":2},"title":"SB and RD Saving Scheme of PO | \u090f\u0938\u092c\u0940 \u0906\u0923\u093f \u0906\u0930\u0921\u0940 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e","author":"","date":"October 3, 2021","format":false,"excerpt":"SB and RD Saving Scheme of PO | \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 (SB) \u0906\u0923\u093f (RD) \u091a\u0940 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u092f\u0947; \u0917\u0941\u0924\u0935\u0923\u0942\u0915 \u0930\u0915\u094d\u0915\u092e, \u0935\u094d\u092f\u093e\u091c\u0926\u0930, \u0905\u091f\u0940 \u0935 \u0936\u0930\u094d\u0924\u0940 \u0918\u094d\u092f\u093e \u091c\u093e\u0923\u0942\u0928.","rel":"","context":"In &quot;Finance&quot;","block_context":{"text":"Finance","link":"https:\/\/marathibana.in\/en_us\/category\/finance\/"},"img":{"alt_text":"SB and RD Saving Scheme of PO","src":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/90800-sb-and-rd-saving-scheme-of-po-e1749044272748.webp?fit=789%2C400&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/90800-sb-and-rd-saving-scheme-of-po-e1749044272748.webp?fit=789%2C400&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/90800-sb-and-rd-saving-scheme-of-po-e1749044272748.webp?fit=789%2C400&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/90800-sb-and-rd-saving-scheme-of-po-e1749044272748.webp?fit=789%2C400&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":15352,"url":"https:\/\/marathibana.in\/en_us\/post-office-nsc-scheme\/","url_meta":{"origin":38850,"position":3},"title":"Post Office NSC Scheme | \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 NSC \u092f\u094b\u091c\u0928\u093e","author":"","date":"November 28, 2021","format":false,"excerpt":"Post Office NSC Scheme | \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 NSC \u092f\u094b\u091c\u0928\u093e, 5 \u0935\u0930\u094d\u0937\u093e\u0924 5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0917\u0941\u0902\u0924\u0935\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 7 \u0932\u093e\u0916\u093e\u0902\u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u092e\u0935\u093e; \u0915\u0938\u0947 \u0924\u0947 \u091c\u093e\u0923\u0942\u0928 \u0918\u094d\u092f\u093e. in Marathi","rel":"","context":"In &quot;Finance&quot;","block_context":{"text":"Finance","link":"https:\/\/marathibana.in\/en_us\/category\/finance\/"},"img":{"alt_text":"Post Office NSC Scheme","src":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/a22e2-post-office-nsc-scheme.webp?fit=789%2C410&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/a22e2-post-office-nsc-scheme.webp?fit=789%2C410&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/a22e2-post-office-nsc-scheme.webp?fit=789%2C410&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/marathibana.in\/wp-content\/uploads\/2026\/06\/a22e2-post-office-nsc-scheme.webp?fit=789%2C410&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":13573,"url":"https:\/\/marathibana.in\/en_us\/best-savings-schemes-mis-and-td\/","url_meta":{"origin":38850,"position":4},"title":"Best Savings Schemes MIS and TD | PO \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e","author":"","date":"October 6, 2021","format":false,"excerpt":"Best Savings Schemes MIS and TD | \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e; \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091d\u093f\u091f \u0905\u0915\u093e\u0909\u0902\u091f (\u091f\u0940\u0921\u0940) \u0906\u0923\u093f \u092e\u093e\u0938\u093f\u0915 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u092f\u094b\u091c\u0928\u093e (MIS) \u0938\u0935\u093f\u0938\u094d\u0924\u0930 \u092e\u093e\u0939\u093f\u0924\u0940 in Marathi","rel":"","context":"In &quot;Finance&quot;","block_context":{"text":"Finance","link":"https:\/\/marathibana.in\/en_us\/category\/finance\/"},"img":{"alt_text":"Best Savings Schemes MIS and 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\u092f\u094b\u091c\u0928\u093e","author":"","date":"May 28, 2022","format":false,"excerpt":"Know All About Post Office Schemes | \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938\u091a\u094d\u092f\u093e \u092a\u0940\u092a\u0940\u090f\u092b, \u091c\u094d\u092f\u0947\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e; \u0935 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u0940 \u092f\u094b\u091c\u0928\u093e\u0902\u091a\u094d\u092f \u0935\u094d\u092f\u093e\u091c\u0926\u0930\u093e\u0924 \u0935\u093e\u0922, in Marathi","rel":"","context":"In &quot;Investment&quot;","block_context":{"text":"Investment","link":"https:\/\/marathibana.in\/en_us\/category\/investment\/"},"img":{"alt_text":"Know All About Post Office 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